To qualify for a personal loan you'll need to prove you have enough income to pay back the loan and you'll need to have a good credit score.
If you work on a job then you'll likely need to be working at the job for over a year before the bank will qualify you for a personal loan.
You might also need to secure the loan by putting up a title to a vehicle or other collateral to qualify for the loan.
The collateral is used to ensure the bank has something to take back to cover the loan should you miss payments and default on the loan.