How many points do you lose when you check your credit score?

+1 vote
asked Nov 16, 2017 in Credit by 123lee (270 points)
How many points do you lose when you check your credit score?

1 Answer

0 votes
answered Nov 16, 2017 by Minty (141,500 points)
When you pull up your own credit score to check the credit score you shouldn't lose any points on your credit score.

About the only time you should see a decrease in your credit score is when you apply for a credit card or other loan and they do a hard inquiry checking your credit rating to see if you're a good risk for the loan or credit card.

The hard inquiry should drop off your credit rating within 6 months to a year. But just checking your own credit score shouldn't affect your credit score or credit rating.

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