Does Aarons report to credit?

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asked Oct 27, 2020 in Credit by JITomLuv (670 points)
Does Aarons report to credit?

1 Answer

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answered Oct 27, 2020 by Shawn (99,990 points)
Aaron's rent to own does not report to credit agencies since they provide rent to own purchases and do not provide you with credit.

You pay monthly to rent the merchandise and then when you pay off the rent to own purchase price you own the merchandise.

You do not own the merchandise until it's fully paid off and they can take your merchandise back at anytime.

If you do default on the rent to own merchandise and agreement then they will send people out to get the merchandise and you have to give it back or can be charged with theft.

Then they might report you to a credit agency for failure to pay but it's unlikely they would do so.

You have to be at least 18 years old or older to rent from Aaron's store.

While you do not need good or great credit to rent from Aaron's rent to own store you do have to have a few references and have their phone numbers and contact information.

When I decided to try and rent from Aaron's one evening I gave them the numbers for the reference's and immediately towards evening they started calling up my references.

Which I did not like.

They could've waited until the next evening to call them up or wait until they had an issue.

That made me decide to take my business elsewhere as it's rude to call people up like that towards evening when they are off work and trying to rest.

Aaron's also will try to take the stuff back if you miss one day of payments which happened to a friend of mine.

I would not want to rent from Aaron's and instead I would recommend Rent A Center or somewhere else.

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