When buying a house with a mortgage the lender will require a down payment for the house before they will fund the mortgage.
Most lenders require a minimum of 3 percent of the purchase price of the house as a down payment before they will give you the mortgage.
For example if you buy a $250,000.00 house then you would need at least $7,500.00 saved as a down payment to get the mortgage.
You also need good credit and good enough income to make the payments on the house.
However the more money you can put down as a down payment on the mortgage to buy the house the better off you'll be and you can sometimes get a lower interest rate as well.
For the best savings you should have at least 20 percent of the purchase price as a down payment if possible.
When buying a house also make sure you get a house you can afford easily and won't be house poor.
It's recommended that you have between $20,000.00 to $40,000.00 saved before buying a house but you can do so on less.