Question

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Answer 1

Lenders are less likely to provide loans to an individual with a bad credit score because of a possible delay in payments. Due to this, getting a loan or credit card could become difficult. Many NBFC or Banks will reject loan applications. However, there are many lenders like LenDenClub, who provide loans even if you have a bad credit score. 

Answer 2

A low or ‘bad’ credit score does not mean the end of the road if you’re looking to avail of a personal loan. Yes, it may be difficult, with the terms and conditions may not be optimal (with regards to the interest rate, for instance) but typically, a lender will not reject a loan application based solely on the credit score. I recommend Binixo Philippines https://binixo.ph/  All their credit conditions are as transparent as possible. The user receives all information regarding the registration procedure and interest rates. The company guarantees maximum honesty when registering a loan.