You can deposit a check on spendwell using the mobile check capture feature in your spendwell Mobile App on android or iPhone although fees and limits apply.
The minimum deposit for spendwell is $20.00 and the maximum amount for spendwell deposit is $500.00 when depositing cash.
The spendwell cash back works by allowing you to earn 1 percent cash back when you use the spendwell card for purchases online and in store.
The cash will show in your account after your purchase and you simply log in and redeem.
The cash back amount will be added to the transaction amount.
Select debit and enter your PIN to complete the transaction.
The cash back amount will be deducted from your spendwell account in addition to the amount of your purchase and the cashier will provide you with the cash.
To transfer money from one spendwell card to another.
Log into your spendwell account.
Go to Money Out then select Send Money.
Select the contact you would like to send funds to or click or tap on Add contact to add a new contact.
Then Enter the amount you'd like to send and select Send.
Spendwell needs your social security number to verify your identity although they don't do a credit check.
You can have two spendwell cards and up to 4 sub accounts to help manage with family finances.
Each person can have their own spendwell card but you as the main account holder remain in control of the spendwell cards.
The bank that Spendwell uses is MetaBank or Pathward, National Association fka MetaBank who is also a member of FDIC.
You can overdraft your spendwell card as long as you've also enrolled in the ODP service and meet their eligibility requirements.
You can get cash back on spendwell card if permitted by the Merchant.
When making a purchase with your spendwell card simply ask the cashier for cash back and tell them the amount of cash back you would like to get.
Spendwell does not charge a monthly fee on their no monthly fee card although they also have a a cash back spendwell card that they do charge a monthly fee for.
To get cash off your spendwell card you can use any ATM machine or go to a bank and as long as you also have your PIN number you can withdraw cash from the spendwell card like you would with other debit or credit cards.
Spendwell at Dollar General is a prepaid debit card that you can use anywhere that Visa cards are accepted.
You can load money on the Spendwell card at any dollar general for no fee and also have your paycheck deposited to the Spendwell card.
Spendwell is not a credit card as you have to load money onto the spendwell card or have money deposited such as from a paycheck to use the spendwell card.
The spendwell card is a prepaid debit card that can also be used like a regular checking account but without a physical bank.
If you don't have money on the spendwell card then you cannot use it.
Spendwell is free by ordering it online or you can get a temporary spendwell card at Dollargeneral but you still will get a regular spendwell card in the mail with your name and you must active it to use it.
After activation you can use the spendwell card like you would a regular debit card both online and offline at any store.
You can also withdraw cash from the spendwell card at any ATM machine or bank as long as you have your PIN number and enough money on the card to withdraw.
The ATM or bank may charge a fee which can vary from bank to bank and ATM to ATM.