The bank that Spendwell uses is MetaBank or Pathward, National Association fka MetaBank who is also a member of FDIC.
You can overdraft your spendwell card as long as you've also enrolled in the ODP service and meet their eligibility requirements.
You can get cash back on spendwell card if permitted by the Merchant.
When making a purchase with your spendwell card simply ask the cashier for cash back and tell them the amount of cash back you would like to get.
Spendwell does not charge a monthly fee on their no monthly fee card although they also have a a cash back spendwell card that they do charge a monthly fee for.
To get cash off your spendwell card you can use any ATM machine or go to a bank and as long as you also have your PIN number you can withdraw cash from the spendwell card like you would with other debit or credit cards.
Spendwell at Dollar General is a prepaid debit card that you can use anywhere that Visa cards are accepted.
You can load money on the Spendwell card at any dollar general for no fee and also have your paycheck deposited to the Spendwell card.
Spendwell is not a credit card as you have to load money onto the spendwell card or have money deposited such as from a paycheck to use the spendwell card.
The spendwell card is a prepaid debit card that can also be used like a regular checking account but without a physical bank.
If you don't have money on the spendwell card then you cannot use it.
Spendwell is free by ordering it online or you can get a temporary spendwell card at Dollargeneral but you still will get a regular spendwell card in the mail with your name and you must active it to use it.
After activation you can use the spendwell card like you would a regular debit card both online and offline at any store.
You can also withdraw cash from the spendwell card at any ATM machine or bank as long as you have your PIN number and enough money on the card to withdraw.
The ATM or bank may charge a fee which can vary from bank to bank and ATM to ATM.