Can you cash a check with no money in the bank?

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asked Mar 22, 2018 in Other-Finance by Mclaine3 (350 points)
Can you cash a check with no money in the bank?

If you have no money in your checking account can you still cash a check at your bank?

1 Answer

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answered Mar 22, 2018 by Adf289 (61,630 points)
The bank might cash the check for you if the check came from their own bank.

But if the check is being drawn from another bank then the bank will require you to have enough money in your checking account to cover the check you're cashing.

If you have no money in the bank or enough money to cover the amount on the check then the bank won't cash the check.

They will however allow you to deposit the check into your checking account if you don't have enough money in the bank and then after it clears you can get the cash out of the bank within 3 to 5 days.

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