Do you still have to pay for a credit card if you don't use it?

0 votes
asked Jan 25, 2018 in Other-Finance by Muktuk (320 points)
Do you still have to pay for a credit card if you don't use it?

1 Answer

0 votes
answered Jan 25, 2018 by Adf289 (61,630 points)
If you have a balance on the credit card then you must still make at least the minimum payment to pay off the balance and interest.

But if you have no balance on the credit card to pay off then you won't need to make any payments unless you have some annual or other card fees that need paid.

If there's other fees that need paid then yes you'll still have to pay for the credit card even if you don't use it.

108,716 questions

117,674 answers

1,358 comments

7,058,500 users

...