What is the easiest credit card to get approved for?

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asked Dec 30, 2021 in Credit by nightsky (740 points)
What is the easiest credit card to get approved for?

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answered Dec 31, 2021 by Holdinmygroin (900 points)
The easiest credit card to get approved for is the Discover Card.

If you have bad credit then the easiest credit card to get with bad credit is a secured credit card such as Capital One secured Credit Card and the Open Sky Secured Visa Credit Card.

The best instant approval credit cards for fair credit are the Capital One Platinum Credit Card and the Capital One QuicksilverOne Cash Rewards Credit Card.

The easiest store credit card to get is the Target Store Credit Card.

The Walmart Store Credit Card, Macy's Store Credit Card, Lowe's Store Credit Card and the Fingerhut Advantage Credit Account are easiest to get.

The best credit card in Chase is the Chase Freedom Unlimited.

The Chase Sapphire Preferred is another great Chase Credit Card but it can be harder to get.

You can get approved for a credit card with a 550 credit score but it's not likely the credit card would be a regular credit card.

If you have a 550 credit score then you may have to apply for a secured credit card such as Capital One Secured Credit Card.

Then as you use the secured credit card and pay the bills your credit score will improved over time and then you can get approved for a regular credit card.

Most regular credit cards require at least a 600 to 650 or more credit score to get approved and you need to prove income to be able to afford the credit card debt to get approved.

Chase does have credit cards.

Chase Credit Cards are available as well as Chase Banking, Chase Loans, Chase Mortgages.

You can apply for a Chase Credit Card online or by submitting a written application at a Chase Bank branch.

You can't apply for a Chase credit card over the phone, though.

How to actually get approved for the Chase Credit Card is the tricky part.

At a minimum, you'll need at least good credit and enough income or assets to afford a new line of credit.

So you should have at least a 600 or above credit score to more easily get approved for Chase Credit Cards.

It's getting harder now to get approved for any credit cards if you have a lower credit score.

However if you do have a lower credit score you can try getting a secured credit card to get approved for.

You put up a deposit for the secured credit card and then that deposit becomes your line of credit.

As you pay off the credit card bills your credit score raises and then you can get approved for a regular credit card.

Chase offers the following credit cards.

Chase Freedom Credit Card.

Chase Travel Credit Card.

Chase All new Slate Credit Card.

Chase Sapphire Preferred Credit Card.

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