What is a Capital One 360 savings account?

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asked Dec 25, 2021 in Other-Finance by Wolfoo (2,040 points)
What is a Capital One 360 savings account?

2 Answers

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answered Dec 25, 2021 by Vapirusky (36,280 points)
A Capital One 360 Savings Account is a type of savings account that earns you interest and also allows you to withdraw money at anytime unlike some other savings accounts.

A 360 Performance Savings account is a type of savings account that earns interest and allows you to access your money at any time.

A 360 CD is a type of savings account that also earns interest, but when you deposit your money, you agree to keep it there for a specific amount of time, called a term.

To activate your Capital One 360 Card there should be a number on the back that you can call and an automated system can help you activate your Capital One 360 Card.

Or you can go online and activate your Capital One 360 Card and setup a pin number as well.

Choose the account linked to your debit card. Look for a button to activate your card next to the debit card delivery tracker online, or below your account balance in the mobile app.

Select “Activate Your Card” and follow the steps shown.

You may be asked to set a PIN to complete the activation process.

To deposit cash into your Capital One 360 account you can go to the Capital One bank and deposit money through a teller.

You can also deposit cash into your Capital One 360 account through some ATM machines that also accept cash deposits.

To get your access code from Capital One 360.

Sign in to the official website with Customer number, and pin.
Choose my info tab.
Move to preferences & select access code.
Then click create the access code button.
Then access code will be generated.

In order to receive a code, you will need to have a US mobile phone number registered to your name on file.

Prepaid phones, company phones, and phone numbers created through apps such as Google Voice or Skype may not be eligible to receive a code, as the number may not be registered to your name.

Capital One 360 checking accounts do have checks.

Although checks are becoming less popular you can still get checks for your Capital One 360 checking account.

With a Capital One® 360 Checking® account, your first checkbook is free.

After that, you'll pay a small fee for any additional checkbooks.

You can order the Capital One 360 checks for your checking account online or go to your bank and they can help you place an order for checks.

To order checks online for your Capital One 360 checking account go online to your Capital One 360 checking account.

Select the account you'd like to order checks from. Click “Account Services and Settings” under your balance information.

Under the “Checks” category, select “Order a Checkbook.” Select the number of checks you'd like to order.

Capital One 360 Checking is a checking account that comes with everything you need and without everything you don't.

Pay your bills, get cash, make deposits, and transfer money–all without monthly fees and extra trips to the bank.
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answered Dec 2, 2022 by BeckyBee (15,610 points)
You can withdraw money from your Capital One 360 money market account and you can make an unlimited number of money transfers and withdrawals through an ATM or teller.

And if you transfer funds via an ATM terminal you can only use a Capital One ATM and only between any linked 360 checking and 360 money market accounts.

Capital One 360 money market accounts are good although they don't have traditional money market accounts like they used too.

The Capital One's 360 Performance Savings account is good alternative to the regular money market account or you also can compare other money market accounts to find the best one for you.

Capital One used to have money market accounts however they no longer do.

You can still get money market accounts through other banks that have them.

Capital One no longer offers any money market accounts.

But if you're looking for an interest-bearing account, check out Capital One's 360 Performance Savings account or compare other money market accounts to find the best one for you.

Capital One 360 is a checking account and not a money market account.

Although Capital One does have a money market account that is different from the Capital One 360 checking account.

Capital One 360 is just a traditional checking account through Capital One and is not a Money Market Account.

However you can open a Capital One 360 Money Market Account if you want too.

So if you open up a Money Market Account through Capital One 360 then you'll have a money market account with a high interest rate to earn you more money than a traditional savings account.

I have a Capital One 360 Savings account and also a Capital One 360 Money Market Savings account which helps me earn more money with my savings than I did with my regular savings account at another bank.

So if you want a money market account you need to sign up for the money market account and not the traditional savings account through capital one.

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