The Chase card that is harder to get is the Chase Sapphire Reserve.
The Chase Sapphire Reserve is the hardest Chase Card to get because it requires having an excellent credit score of often 750 or above as well as a very robust credit history and enough sufficient income to support the minimum starting credit limit of $10,000.00
The easiest credit card to get are secured credit cards or even student credit cards if you're a student.
If you have poor credit or no credit history you can start building or rebuilding your credit by signing up for a secured credit card.
Secured credit cards require no credit check and you place a deposit on the credit card and then use it and pay it back.
As you use the secured credit card and pay the balance off on time, you build up your credit and can then later apply for normal credit cards.
A good secured credit card is the opensky Plus Secured Visa Credit Card that is easy to get and requires no credit check, even for new applications, which makes it one of the easiest credit cards to get regardless of your credit history.
Other good secured credit cards that are easy to get are the Capital One Platinum Secured Credit Card and the Discover it Secured Credit Card, which can be obtained by placing down a deposit, which is often $200.00.
The easiest non secured credit card to get without a deposit is the Chase Freedom Rise credit card and the Capital One Platinum Credit Card.
To get approved for a regular and unsecured credit card you need a minimum credit score of at least 670 or higher.
A credit score of 670 or higher gives you the best chance of getting a standard and unsecured credit card with the best interest rates.
Although premium credit cards often require you have a credit score of at least 740 or above.
Having a credit score of between 740 to 850, often qualifies you for the best travel, rewards and cash back credit cards that have a 0% introductory APR and massive sign up bonuses.
Having an average to fair credit score of between 670 to 739, will often qualify you for many of the standard and basic unsecured credit cards.
These standard and unsecured credit cards offer you with solid benefits although they often feature and come with higher interest rates or even less perks.
If you have limited or poor credit like a credit score of under 670, your best options are to get student credit cards or secured credit cards.
Secured credit cards will require a refundable cash deposit that acts as the credit line and are great for building credit or rebuilding credit.