Does Medicare pay for long term care?

+1 vote
asked Oct 26, 2020 in Other- Health by Brightstar (490 points)
Does Medicare pay for long term care?

1 Answer

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answered Oct 26, 2020 by Jamie (43,440 points)
Medicare does not pay for any long term care but Medicare may pay for a short term care such as short term health aides in your home.

Or if you require a short term stay in a nursing home that does not exceed a few months then they might pay for the short term nursing care.

Medicare also does not pay for long term care where you require help with bathing or supervision but short term care is provided and paid for by Medicare for most patients.

Medicare and Medicaid usually pays a home health care provider and home health care aid around $70.00 to $100.00 per hour.

The same is true if you were to pay out of pocket for a home health care aide or home health nurse you would pay them around $70.00 to $100.00 per hour.

it's expensive but Medicare and Medicaid usually will pay for those expenses when it's deemed medically necessary.

Medicaid does cover home health aides.

If you have Medicaid and need home health aides and home health care the Medicaid plan will pay for a home health aide or other home health care you need.

Also if you're a veteran and get veteran benefits then the VA will usually cover the cost of home health aides for the Veteran as well.

So if you're a Veteran or the person who needs care is a Veteran and gets VA benefits then ask the VA about coverage for home health aide and home health care.

They can also provide coverage for nursing facilities and usually have their own VA nursing facilities as well.

If you have regular health insurance then they may pay for some home health aide as well but not always.

Health insurance will sometimes also pay for some short term nursing home care as well.

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