How much does your insurance go up after a ticket?

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asked Sep 14 in Insurance/Registration by Paddymcpaddy (550 points)
How much does your insurance go up after a ticket?

1 Answer

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answered Sep 15 by MrMoonPie (10,690 points)
When you get a traffic ticket or a speeding ticket and you insurance company finds out about it you can expect your insurance rates to increase by 22% to 30 %.

The actual rate increase on your insurance policy will depend on the type of ticket you got and if it's your first ticket or a second or third ticket.

If it's a speeding ticket then your insurance rates will increase more than it would if it was a regular traffic ticket for failing to stop at a stop sign etc.

If you were not at fault then you should fight the traffic ticket in court so that it does not affect your insurance rates.

But if you are at fault for the ticket then fighting the ticket would not be worth it.

Usually the ticket will only increase your insurance rates for 2 to 5 years and then as long as you have no more tickets and have a good driving record and no accidents during that time your insurance rates should go down.

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