Is back surgery covered by insurance?

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asked Aug 26, 2020 in Pain by lassmith (880 points)
Is back surgery covered by insurance?

1 Answer

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answered Aug 28, 2020 by Lilly21 (57,780 points)
Back surgery is covered by health insurance as long as the back surgery is deemed medically necessary.

But if you can get by with the back pain and just want to have back surgery to relieve the back pain then most health insurance will not pay for the back surgery.

If your doctor approves the back surgery and says you need back surgery then your health insurance will usually cover the full cost of the back surgery or at least part of the back surgery cost.

But if not you may need to pay either part of the back surgery cost or you may need to pay the full amount of back surgery cost out of pocket.

Back surgery is not cheap as the average cost of back surgery ranges from $100,000.00 to $169,000.00

The cost of the back surgery depends on the type of back surgery you're having and how complex it is.

The more complex the back surgery the more it's gonna cost.

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