Paying off credit cards can help raise your credit score by about 10 to 100 points depending on how much debt you have.
I have credit cards and I used to pay the minimum monthly payment to build up my credit score and keep the credit cards in good standing.
However once I started paying off the credit card balance I saved money on interest and also raised my credit score by 100 points.
It was not immediate that it happened but after I started paying off my full owed balance on my credit card the credit score went up 100 points within 12 months.
Your credit score does not raise really quick but overtime it will as long as you use your credit cards correctly and pay them off and don't miss payments.
Also pay off any loans on time and avoid defaulting on loans.
Also don't take out too many credit cards or that can too cause your credit score to lower.
Paying off your credit card fully each month shows you're good at paying back debts owed and raises your credit score.
That then also makes it easier for you to get other credit cards and loans easily.