Can you negotiate car insurance?

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asked Feb 22, 2020 in Insurance/Registration by MamaD900 (300 points)
Can you negotiate car insurance?

1 Answer

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answered Feb 22, 2020 by Shelde (49,390 points)
Car insurance cannot be negotiated so you're stuck with your current insurance costs and insurance rates unless you find another car insurance company and then change your car insurance to a cheaper company.

You can shop around for car insurance and find a lower car insurance rate through other insurance companies but you cannot negotiate the price of your car insurance through the car insurance company.

All they will do is tell you that you can switch car insurance companies.

Also if you own your car outright and it's paid off then you do not need full coverage auto insurance which is more costly than regular standard liability insurance.

If your car is paid off and you have the title in your name then it would be best to just get rid of the full coverage insurance and have liability insurance.

Liability car insurance is much cheaper than full coverage car insurance is so you'll save a lot of money that way.

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