When you transfer funds to your bank account from stripe, it takes around 1 to 3 days for the funds to reach your bank account.
However depending on your bank, it could take another 1 to 3 days for the funds to actually be available in your bank account, once the funds reach your bank account.
I've had stripe funds appear in my bank account within 1 to 2 days in most cases, although in other cases it has taken 4 to 5 days depending on the bank.
But most times funds from stripe should be available in your bank account within 2 to 3 days at most.
Stripe does not charge any transfer fees to transfer your available funds to your bank account.
Even small amounts of money can be transferred to your bank account from stripe and I've even transferred $20.00 from stripe to my bank account when I first started by business as I needed the money to help fund the business.
Never was charged any fees for the stripe transfer to my bank account.
The only fees that stripe charges is the transaction fees when someone makes a payment to you through stripe.
The stripe fees are pretty reasonable and having stripe gateway on your website for payments makes your website look even more professional and increases customers as many people use lots of different payment methods other than just credit and debit cards, which stripe allows.
Paypal is also a good payment gateway to have, for people who want to pay with Paypal, but Paypal charges more per transaction.
The transaction fees that stripe charges is 2.9% +$0.30 per successful domestic card transaction and other transactions.
Stripe charges an additional 1.5% for international card transactions.
For in person terminals stripe charges 2.7% + $0.05 per transaction.
And for ACH Direct Debit transactions stripe charges 0.8% per transaction and the fee is capped at $5.00
Stripe charges $15.00 per dispute of a transaction and 1% for instant payouts.
Stripe is a really great payment processor to have on your website and will increase your sales as it provides people with lots of different ways to pay.
Many people now are using more than just credit cards and debit cards or paypal for payments today and so having multiple ways of paying can increase your signups and customer base as customers want the easiest way to pay.