Is a credit score of 797 good?

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asked Aug 12, 2019 in Credit by Gmeic099 (290 points)
Is a credit score of 797 good?

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answered Aug 12, 2019 by Jamie (44,840 points)
Having a credit score of 797 is pretty good although it's not the best credit score.

Still if your credit score is 797 then you have a pretty high and good chance of getting approved for auto loans, mortgages and any other credit including credit cards.

The highest credit score that a person can get and have is a credit score of 850 so that makes the 797 credit score pretty great when it comes to getting approval for credit cards, loans and mortgages or any other credit.

My credit score as of now is 700 and I've been easily approved for auto loans, mortgage, and credit cards but I'm still hoping to get my credit score up to the highest possible credit score of 850.

Having a higher credit score helps you pay less interest in loans and even have a lower price on homeowners insurance and car insurance as well.

So your credit score is pretty good but you should do all you can to improve it more and don't let it get any lower than that.

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