Does freedom mortgage allow you to skip a payment?

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asked Aug 10, 2019 in Real Estate - Renting by 90cklayer117 (300 points)
Does freedom mortgage allow you to skip a payment?

1 Answer

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answered Aug 10, 2019 by Gracy (125,580 points)
Freedom Mortgage is a wonderful mortgage company and my sister has her mortgage through freedom mortgage.

With Freedom Mortgage my sister was able to skip a mortgage payment when she needed to one month due to a temporary job loss.

She had been paying the mortgage on time though before so they allowed her to miss a mortgage payment and didn't charge any late fees or report it as late to the credit score companies.

So that skipped or missed mortgage payment for one month didn't affect her credit score at all badly.

So far she hasn't had to skip anymore mortgage payments but it was good that she was able to.

I wish I had my mortgage through freedom mortgage because the bank I have my mortgage through now reports a missed mortgage payment as late and it hurts your credit score.

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