CoolSculpting is pretty safe and many people have had no problems when they've had the CoolSculpting procedure done.
There are usually no complications that occur with CoolSculpting and I've had it done myself and it was very safe and effective and does work.
CoolSculpting does work to remove fat but since the CoolSculpting is only a cosmetic procedure and not a medical necessity in most cases then the health insurance or any other insurance coverage does not cover the cost to have CoolSculpting Procedure done.
When having a CoolSculpting Procedure done to lose fat you'll need to pay out of pocket so you'll possibly have to get a personal loan to pay for the CoolSculpting Procedure.
Having CoolSculpting done costs around $600.00 to $1,000.00 per area and most people pay between $3,000.00 to $4,000.00 per CoolSculpting Procedure.
It's very unlikely that the CoolSculpting would be deemed medically necessary by your health insurance so they won't likely cover the cost of it.