CoolSculpting does work to remove fat but since the CoolSculpting is only a cosmetic procedure and not a medical necessity in most cases then the health insurance or any other insurance coverage does not cover the cost to have CoolSculpting Procedure done.
When having a CoolSculpting Procedure done to lose fat you'll need to pay out of pocket so you'll possibly have to get a personal loan to pay for the CoolSculpting Procedure.
Having CoolSculpting done costs around $600.00 to $1,000.00 per area and most people pay between $3,000.00 to $4,000.00 per CoolSculpting Procedure.
It's very unlikely that the CoolSculpting would be deemed medically necessary by your health insurance so they won't likely cover the cost of it.