Homeowners insurance doesn't usually cover the cost of diseased tree removal or any removal of trees unless they fall onto your home, garage or vehicle.
Then sometimes the homeowners insurance will pay the tree removal cost to remove it from the damaged structure or vehicle.
But if you just have a diseased tree and need it removed before it falls on a home or vehicle then you'll have to pay out of pocket for the cost of the tree removal.
Cost to remove a tree ranges from $1,000.00 to $3,000.00 depending on size of tree and the things that may be close to the tree and how easy the tree is to access.