How long will a bank debit card be locked when the PIN has been put in incorrectly 3 times?

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asked Feb 23, 2019 in Other-Finance by helenchatch (360 points)
How long will a bank debit card be locked when the PIN has been put in incorrectly 3 times?

2 Answers

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answered Feb 23, 2019 by jeyleoi (360 points)
When you enter the PIN number incorrectly 3 times in a row the bank will automatically lock your debit card for security reasons for a period of 24 to 48 hours and then it will automatically be reset.

However you can contact your bank and answer some security questions for the bank and the bank can immediately reset and unlock your debit card so that you don't have to wait 24 to 48 hours to use your debit card.

I've always just called my bank and they've unlocked it within a few minutes after answering the security questions.
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answered Feb 23, 2019 by Jamie (68,360 points)
Debit cards from a bank will typically be locked for 24 hours when the PIN is put in incorrectly 3 times.

If it happens it's best to call the bank to have the debit card unlocked sooner if you need to use the debit card sooner than 24 hours.

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