Are you required to have insurance on a boat?

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asked Feb 19, 2019 in Insurance/Registration by jenniferwsuzuki (380 points)
Are you required to have insurance on a boat?

1 Answer

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answered Feb 19, 2019 by Essmann (42,860 points)
If you keep your boat at a marina then yes most if not all marinas will require you to have liability boat insurance on the boat to use it in the water.

You also need a boating license and get the boat registered with the marina.

If you just take the boat out to a private lake or a lake way off where no police are or game wardens are then you'll likely be able to get by without any boat insurance or a registered boat or even a boat license.

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