Burial insurance is a type of life insurance policy that only covers the cost of a funeral or cremation expenses when a person dies but doesn't cover any other final expenses.
A life insurance policy with burial insurance coverage will pay for both the funeral or cremation expenses plus any other final expenses such as bills etc that are left behind when the person dies.
Life insurance typically pays out to the funeral home for burial or cremation while Burial Insurance is typically paid out directly to the beneficiary who can use the money in any manner but they should use it to pay for the persons burial or cremation expenses.