To get an 800 credit score in 45 days you would need to have a credit score of at least 700 already and even then it could still be hard to get your credit score to 800 in just 45 days.
Getting an 800 credit score in just 45 days is not always possible is unlikely for most people.
However you can raise your credit score over time and eventually get it to 800 by focusing n payment history, slashing your credit utilization below 30 percent and fixing errors on your credit report.
Also paying down revolving balances before the statement dates, asking for credit limit increases and avoiding new applications, while also keeping old accounts open.
Pay every bill you have on time, every time and set up autopay for at least the minimum payment including on credit cards.
Keep any balances low relative to limits, "under 30%, ideally much lower".
And request credit limit increases on existing cards to lower your credit utilization without paying down debt and don't apply for new credit as applying for new credit puts a hard inquiry on your credit and lowers your credit score.
Also don't close old accounts as closing old accounts, reduces your total available credit and hurts your credit history.
An 800 credit score is somewhat rare as only 23 percent of people have a credit score of 800 or above.
The average Americans credit score is 717 which is good but 800 is even better.
The average US credit score is a credit score of 717 which is a pretty good credit score.
The higher the credit score the better.
It used to be possible to have a 900 credit score but now you can only have an 850 credit score for the highest credit score.
The highest credit score is 850 which is an excellent credit score.
While older models of credit scores used to go as high as 900, you can no longer achieve a 900 credit score.
The highest score you can receive today is 850. Anything above 800 is considered an excellent credit score.
The most your credit score can increase in one year is 100 to 200 points.
Raising your credit score takes at least a year to 2 years to see a significant increase in your credit score.
A good credit score is a credit score in the range of 670 to 739 although 600 can also be considered a pretty good credit score.
An excellent credit score is a credit score of 800 and above.
A credit score of between 670 to 739 is considered to be a good credit score.
Below 680 is considered an average credit score and 300 or less is considered a bad credit score.
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.