To quickly convert crypto to fiat, use a major exchange (Coinbase, Binance, Kraken) to sell for cash, or try instant services like Oobit or MoonPay for faster access via linked cards/wallets, but remember real bank deposits take days; the quickest path involves selling on an exchange to your account, then using a debit card for instant fiat access or waiting 1-3 days for bank transfer.
Crypto Debit Cards/Payment Apps (Oobit, Crypto.com Visa, etc.):
Connect your crypto wallet to an app like Oobit, verify, and link to Apple/Google Pay.
Tap your phone at any POS terminal; crypto converts instantly to fiat at checkout,.
Major Exchanges (Coinbase, Kraken, Binance):
Sell your crypto on the exchange for fiat (USD, EUR, etc.).
Withdraw fiat to a linked debit card for near-instant access, or use bank transfer for 1-3 days.
Centralized exchanges such as Coinbase, Kraken, and Gemini can be used. Transfer crypto to your exchange wallet. Sell for fiat and withdraw to your bank account via ACH or wire transfer.
Brokerage or payment platforms like eToro and BitPay can be used. Use integrated features to sell crypto and cash out directly to a linked bank.
Complete KYC/AML on your chosen platform before you need funds to verify identity.
Use debit cards for faster cash access after selling for instant withdrawals, say Money.
Use 2FA and avoid public Wi-Fi to secure the connection.
For instant spending power, crypto debit cards can be used. For large sums into your bank, exchanges are best but involve waiting.