Westlake Financial does not really approve just everyone.
However Westlake Financial does approve basically everyone as approval for Westlake Financial is easier than some other lenders but you can still be denied with Westlake Financial.
Westlake Financial has what is called a "Full Spectrum" approach to lending which means that they provide financing options for various credit tiers, which is from 0 to prime.
Although approval with Westlake Financial is not guaranteed even though they are a company and lender that works with people that have lower credit.
Approval for Westlake Financial also depends on your specific financial situation as well as the vehicle that you wish to finance through Westlake Financial.
If you have a lower credit score you can apply with a co-application that has a better credit score and better credit, which can often improve your chance of getting approved for Westlake Financial.
And the vehicle that you finance through Westlake Financial also has to meet certain criteria, like being less than 10 years old and having less than 120,000 miles.
And your credit history will also influence your annual percentage rate or APR.
And if you have excellent credit you might also get lower annual percentage rates than those with poor credit.
People that have poor credit may pay higher annual percentage rates.