Having a high auto insurance score is a good thing as the higher your insurance score on your auto insurance the cheaper your auto insurance premiums will likely be.
Having a lower auto insurance score is not a good thing because it means you're more of a risk which causes your insurance premiums to rise.
Your auto insurance score is determined by your credit rating when the insurance companies check your credit.
Your auto insurance score is generated by two companies "Fair Isaac Corporation is one of the companies" and an auto insurance score range can be anywhere from 300-900.
A good insurance score is anything over 700.