Do car insurance quotes affect your credit score?

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asked Nov 27, 2018 in Insurance/Registration by NEF2mn (270 points)
Do car insurance quotes affect your credit score?

1 Answer

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answered Nov 27, 2018 by Alinianon (1,240 points)
Getting Car Insurance Quotes will not harm or affect your credit score at all.

When you do get an auto insurance quote they will pull your credit score and an inquiry will be placed on your credit report however the inquiry will not affect your credit rating or credit score.

The inquiry will also not affect your ability to get loans, mortgages etc.

I've gotten many Insurance quotes for Auto Insurance as well as other types of Insurance and although there was an inquiry on my credit report my credit score never went down nor was it affected in any way.

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