Question

Can a bank foreclose if you make partial mortgage payments?

If you can only make partial mortgage payments can the bank still foreclose on your house and force you to move out?

Answer 1

Yes banks can still foreclose on your mortgage even if you make partial mortgage payments.

Making partial mortgage payments is better than making no payments to the mortgage at all but a bank can actually refuse that partial mortgage payment since you're deviating away from your original agreement to pay the full mortgage payments on time.

If you're having trouble paying the monthly mortgage payment maybe take out another loan such as a payday loan to help with the mortgage payment and contact the bank and let the bank know what's going on.

Partial mortgage payments can also hurt your credit score because the bank can report your mortgage payments as late.
Having a bad credit score can hurt your chances of renting a home or buying another home should you be foreclosed on and have to move out of your home.

Answer 2

Yes Indeed a bank can foreclose on your home mortgage or any other mortgage for only partial payments.

When you take out a mortgage you're agreeing to Terms and Conditions and state that you're gonna make the full payment on time.

If it's just one time you need to make a partial payment and then catch up on the mortgage payment the next month or you pay the rest of the payment during that month then you're unlikely to get foreclosed on.

Foreclosure takes around 3 to 4 months to go through after missing payments but always talk to your bank about your problem paying the mortgage payment and maybe even refinance the mortgage to a lower monthly payment.

Answer 3

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