What benefits do you get if you have cancer?

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asked Oct 18, 2024 in Insurance by regardess (1,200 points)
What benefits do you get if you have cancer?

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answered Oct 19, 2024 by Ifallasleepatwork (18,060 points)
The benefits you get if you have cancer are often help with the cost of traveling, parking, prescriptions, wigs, special equipment, leave from work, compassionate allowances, Medicare and social security disability.

A cancer diagnoses can qualify you for social security disability payments if the cancer is preventing you from working a job.

The health insurance that is best for cancer patients is Blue Cross Blue Shield which helps provide access to specialist doctors and has the best coverage for common cancer medications.

Caresource also has the best coverage for common cancer medications and Cigna health insurance has the best supplemental cancer insurance which you can have on top of your regular health insurance plan.

You can be denied insurance for cancer especially if you already have the cancer and want to purchase a cancer insurance policy.

It can vary from insurance company to insurance company but you may still find an insurance company that will sell you an insurance policy but often at a higher premium when you already have cancer.

Cancer insurance typically costs between $10.00 to $50.00 per month and is pretty affordable for most people.

Cancer insurance does not cover cancer related illnesses such as infection, diabetes, pneumonia or rehabilitation, transportation or home care costs.

Many cancer insurance policies also have waiting periods of up to 30 days or several months before you're covered by the cancer insurance and before they will begin paying out.

The age you should get cancer insurance is 65 or older.

If your family has a history of cancer you may want to get cancer insurance before age 65 but if you don't have a family history of cancer then it's recommended that you get cancer insurance at 65 years of age.

80 percent of cancers are diagnosed in people aged 55 and older although you can get cancer at any age.

Cancer insurance is worth getting as cancer insurance helps you prepare for the unexpected and helps you pay for costs associated with cancer and cancer treatments.

Even if you are never diagnosed with cancer, having a cancer insurance policy can help give you peace of mind throughout your life.

Having cancer insurance also ensures your loved ones are not financially strained when helping you pay for cancer treatment if you do get a diagnosis of cancer.

The cost of cancer insurance can vary greatly.

Factors such as your age, location, health history, preferred payout amount, and the cancer insurance company you choose can all determine what you'll pay for a policy.

In general, however, premiums for cancer insurance can range from $10.00 to $50.00 per month.

The cost of cancer insurance is pretty affordable for most people but cancer treatments are expensive.

Having the cancer insurance to help pay for any potential cancer treatments can help you out tremendously.

Normal health insurance will also usually cover some or all of the cost of cancer treatments.

However even while your health insurance can help cover some cancer treatment costs, high out-of-pocket expenses are still likely to pop up.

It can be difficult to cover these out-of-pocket expenses if you don't have the cash on hand.

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