How long does a speeding ticket affect your insurance?

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asked Sep 26, 2018 in Insurance/Registration by Devon9890 (200 points)
How long does a speeding ticket affect your insurance?

1 Answer

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answered Sep 26, 2018 by Shelde (49,390 points)
When a speeding ticket or any other moving violation affects your insurance rates it's what's known as a chargeable period.

That chargeable period is for 3 years in most states.

So if you got a speeding ticket now it will affect your car insurance for a period of 3 years and after those 3 years have passed then the speeding ticket or other violation shouldn't affect your car insurance rates anymore.

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