Is Experian credit lock worth it?

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asked Jan 26, 2024 in Credit by Twisted5567 (3,180 points)
Is Experian credit lock worth it?

1 Answer

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answered May 28, 2024 by Beahnhead (6,060 points)
Experian credit lock is worth it if you can afford the fee but if you cannot afford the fee then the Experian credit freeze will work just fine.

But Experian credit lock is more convenient than a credit freeze.

To speak to a live person at Experian you can call their customer service number at 1 888 397 3742

You can trust Experian as they are a legitimate and trustworthy company that has been around since 1996.

Experian is a multinational data analytics and consumer credit reporting company that is headquartered in Dublin, Ireland.

Experian collects and aggregates information on over 1 billion people and businesses including 235 million individual U.S. consumers and more than 25 million U.S. businesses.

The credit scores and information from Experian and other Credit Bureaus are accurate.

Credit scores from the three main bureaus (Experian, Equifax, and TransUnion) are considered accurate.

The accuracy of the credit scores depends on the accuracy of the information provided to them by lenders and creditors.

You can check your credit report to ensure the information is accurate.

Getting your credit score from Experian and other credit bureaus will never hurt your credit score and, in fact, checking your Experian credit report can help you protect your credit and promote long-term credit score improvement.

Experian takes your privacy and security very seriously.

When experian requests any personal information from you, it is to provide you with safe and secure access to features on Experian Connect, such as ordering your credit report.

Under no circumstances will experian resell or provide your personal information to any third-party marketers.

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