To get out of a 1500 overdraft you should contact the bank as soon as possible and create repayment plan if possible.
Some banks will allow you to setup a repayment plan to pay back the overdrafted amount and reduce possible further overdraft charges.
Try to pay as much back as you can and deposit money into your account to cover the overdraft.
If you've overdrafted 1500 or more and need to repay it back quickly to bring your account back in good standing you may need to take out a loan at another bank or loan company and deposit that money back into the account.
Or if you can you can do some side work such as uber, doordash, etc to bring in extra income to pay back the overdraft.
Also monitor your account often to know how much money you have available in your account to prevent an overdraft.
Overdrafting your account too much without overdraft protection can cause you to lose your bank account.
You cannot force your card to overdraft, whether it's a prepaid debit card, credit card, or bank debit card.
If you don't have overdraft protection on your card then it will be declined instead of overdrafting.
If you have overdraft protection it means that you agreed to allow your bank to cover transactions which exceed your balance, although you will be charged fees for overdrafting.
If you have not opted into overdraft protection then the transactions on your card will be declined if you don't have enough money in the account.
Some but not all banks will allow you to overdraw on a debit account if it's a small amount or your first time being in an overdrawn position but it varies from bank to bank.
If you overdraft a prepaid card and have overdraft protection on the prepaid card then the transaction would go through and you would be charged an overdraft fee which is often $30.00 although the fee can vary.
However most prepaid cards don't have overdraft protection and if they do you often have to opt into the overdraft protection.
Most prepaid cards don't allow you to spend more than you have and will simply be declined and not allow an overdraft.
If you try to spend more money than the amount you have on your prepaid card then the transaction will often simply be declined.
If you do have overdraft protection then the bank that issued the prepaid card will cover up to a certain amount and then charge overdraft fees.
Most prepaid debit cards do not allow you to overdraft your account, and those prepaid debit cards that do permit overdrafts typically have additional requirements or restrictions like direct-deposit enrollment or preventing your balance from falling below negative $10.00
To ensure you have enough on the prepaid card before spending lookup the account online so that you won't have to worry about it being declined.
If you have money that you can load on the prepaid card then you should do that before using the card so that it will go through.