The most common reason why you're getting black hairs on your chin is due to changes in hormones, and most particularly an increase in your androgen hormone levels.
Having an increase in your androgen hormone levels can lead to the growth of thicker and darker hair in the chin areas which is a common thing to happen, especially during puberty or as you age as a woman.
During puberty, your androgen levels such as testosterone can cause vellus hair which is fine, light hair to become thicker and darker and result in terminal hair growth in areas like your chin.
And as women age, a women's estrogen levels also decline and androgens can also then become more prominent and lead to the growth of more terminal hairs, including in areas like your chin.
In some cases, having hormonal imbalances due to conditions such as polycystic ovary syndrome or even Cushing syndrome can contribute to and cause excessive hair growth including in your chin area.
An even genetics and certain medications like steroids can also affect your hair growth patterns and lead to chin hair growth in women.
If your chin hair as a woman is excessive and is growing in like a male like pattern, including on your abdomen, back or chest it can be a sign of hirsutism which is a condition that is related to hormonal imbalances.
In most cases having hair growth on your chin as a woman is nothing to worry about and can be a normal variation and does not indicate that you have a serious health issue.
It's also normal to have hair on your bum or butt as a woman or girl.
Hair on your bum as a girl or women is also natural and is normal on both boys, girls and women and men.
The hair on your bum and other parts of the body are a natural part of human anatomy and has various functions and purposes including thermoregulation and protection.
Many people including girls and boys or women and men have some amount of hair in their bum or bottom area.
Although the amount of hair and type of hair on your bum cam vary from person to person.
Some girls even have some facial hair although not all women or girls do.
If you don't like the hair on your butt or bum you can shave the butt hair or bum hair off if you want too.
It's not a necessity for your health but if you don't like the hair in those areas you can certainly shave it off to remove it.
Some people prefer to remove the butt hair by shaving it or trimming it for comfort and aesthetic reasons but it's not really necessary.
Some men even shave their pubic hair around their balls as they hate the hair there as well.