What is the credit limit on Spark credit card?

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asked Sep 13, 2023 in Credit by ZackMack (12,960 points)
What is the credit limit on Spark credit card?

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answered Oct 4, 2023 by cedvernon (3,000 points)
The credit limit on Spark credit card is $500.00 minimum and a $2,000.00 maximum credit limit for the Spark Classic Credit Card and the Spark Miles Card.

Depending on your credit score and income you may sometimes be able to get a higher credit limit on your Spark credit card.

Your cash advance limit for a credit card is around 30 percent of your credit limit although it can vary from credit card to credit card.

To withdraw your cash advance limit from your credit card you can do so at a bank or an ATM machine.

If getting the cash advance from an ATM you insert your credit card into the ATM and select withdrawal from credit.

Then select the amount of cash you want to withdraw and accept the fees.

The amount of cash advance you can get at an ATM is around 30 percent of your credit limit.

For example if your credit card limit is $15,000.00 then you could only get a cash advance of $4,500.00

You can withdraw money from a cash advance through an ATM machine with your credit card.

However there will be a cash advance fee charged by your credit card company which can vary depending on your credit card.

Also the ATM machine will charge a fee to withdraw cash from the credit card as well.

The easiest credit card to get with a 570 credit score is a Capital One Secured Credit Card or a Chase Secured Credit Card.

The credit card you can get with a 620 credit score is a Capital One Quicksilver Secured Cash Rewards Credit Card or other Secured Credit Cards.

You can sometimes also be approved for a regular non secured credit card through Capital One or other Credit Card companies.

The credit card you can get with a 582 credit score is a secured credit card such as a Capital One Secured Credit Card.

To get a credit card with a 582 credit score you'll need to get a secured credit card such as a Capital One Secured Credit card.

With the secured credit card you pay a security deposit to secure the credit card and then the security deposit you pay for the credit card becomes your credit limit.

You use the secured credit card as you would other credit cards and pay the balance off ad as you use the credit card and pay it off timely then your credit score will increase and then you can get approved for a regular credit card.

A good credit score is between 670 to 739 although 600 can also be considered a pretty good credit score.

A credit score of between 670 to 739 is considered to be a good credit score.

Below 680 is considered an average credit score and 300 or less is considered a bad credit score.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

The Visa debit card does not build credit.

Although the Visa Debit card is a good way to use money from your bank account and spend it with a debit card.

The extra debit card does build your credit as you use it.

There's no credit check to get the Extra Debit card and as you use the Extra Debit Card it helps to build your credit so that you can get approved for loans, auto loans, credit cards etc.

Extra is the first debit card that builds credit and earns rewards points just like a credit card.

The Extra card is best if you want to try to rehabilitate your credit score without worrying about adding on to your debt or getting a credit check during the sign up process.

This type of credit card works similarly to a debit card in that you only have access to the money you put into it.

You can also use a secured credit card to help you build credit.

With a secured credit card you put up a deposit for the credit card balance and then the deposit becomes your credit limit.

You then use the secured credit card like a normal credit card and then pay the bills and as you pay back the credit card your credit gets built up.

A great credit score is 800 and up while a good credit score is around 670 to 739.

The higher your credit score the easier it will be to get loans, credit cards, better insurance rates etc.

Although credit score ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

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