The way Spark cash back works is you will earn 2 percent cash back on any purchases and also an unlimited 5 percent cash back on any rental cards and hotels that are booked through Capital One Travel.
The minimum credit limit for Capital One Spark Card is $2,000.00 with excellent credit.
Spark cards are accepted at any place that Mastercards are accepted which is around 100 million merchants worldwide.
You can also use the Spark credit card abroad in more than 200 territories and countries that Mastercard is accepted.
The Spark card is a credit card that is suited for businesses and is targeted toward the people with fair credit.
As a charge card the Spark Cash Plus card has no preset spending limit whether your business spends $5,000.00 or $25,000.00 or more in a month.
You won't need to worry about hitting a credit limit as long as you pay off the balance in full each month.
Capital One Spark pulls from the major credit bureaus which are TransUnion, Equifax and Experian.
The credit score that is needed for Spark 2 Cash Plus card is a 740 to 850 credit score.
As long as you have a minimum of a 740 credit score then you will likely be approved for the Spark 2 Cash Plus Credit Card.
The credit score you need for Capital One Spark Cash Plus card is a 670 minimum credit score.
The higher the credit score the better chance you have at getting approved for the Capital One Spark Cash Plus Card.
The Capital One Spark card is not all that hard to get as long as you have a 640 or higher credit score then you can most often easily get approved for the Capital One Spark Card.
The Capital One Spark Card is a good credit card and is a pretty easy to get credit card.
If you have a 670 or above credit score then you will most often be approved for the Capital One Spark card.
There are also 5 different Spark credit cards you can apply for.
You will either need a credit score of at least 640 which is the start of “good credit.”
Although, you will need a 740 credit score or higher to qualify for the best Capital One credit cards for travel, including business cards.
You can get a Capital One Credit Card with a 580 credit score although getting the regular credit cards with a lower than 600 credit score can be hard.
However if you're unable to get the the regular Capital One Credit cards with the lower credit score then you can still get a Capital One Secured credit card when your credit score is below 600 or 550.
You can get a Capital One Credit Card with a 600 credit score as long as you meet the financial requirements as well.
The Capital One Card you can get with a 640 credit score is the Capital One Platinum Credit Card or most other low tier credit cards.
The Capital One Credit Card can be approved for with a credit score as low as 600 and it also has no annual fee and a good APR for people with fair credit.
The highest credit score for Capital One is 850 which is an exceptional credit score.
Credit Scores for Capital One range from less than 580 which is poor, 580 to 560 which is fair, 670 to 739 which is good, 740 to 799 which is very good and 800 to 850 which is Exceptional credit scores.
The card that is better is the Capital One Quicksilver Cash Rewards Credit Card if you're looking for travel credit cards with transfer partners.
The Capital One Card is okay if you're not traveling a lot or looking to get travel rewards.
Capital One Quicksilver credit card is better than Capital One Platinum credit card.
The Quicksilver credit Card wins out thanks to its rewards, which include 1.5% cash back on all purchases, a $200.00 bonus for spending $500.00 in the first 3 months, and intro financing of 0% for 15 months.
The Capital One Card that is the easiest to get approved for is the Capital One Platinum Secured Credit Card.
The Capital One Quicksilver Secured Cash Rewards Credit Card is also another one of the easiest Capital One Credit Cards to get.
These Capital One Credit cards are the easiest to get although they require a refundable security deposit which is what you use to secure the credit card.
As you pay off your Capital One Secured Credit card it improves your credit score and eventually you can get a regular capital One Credit card and eventually you get the deposit back.
There is no published minimum credit score for the Capital One Secured Credit Card, but you may be able to be approved for a secured card with a credit score as low as 300.
You will generally need a very good to excellent score, normally 740 or above, to be approved for Capital One's best credit cards.
The hardest Capital One Credit Card to get approved for is the Capital One Venture X Rewards Credit Card which needs an excellent credit score and it also has an annual fee of $395.00
The Capital One Venture X Rewards Credit Card also has tons of travel rewards and is considered to be a prestigious credit card as you need to also be able to afford plenty of trips to truly take advantage of the perks.
With the Capital One Venture X Rewards Credit Card.
Earn 75,000 bonus miles when you spend $4,000.00 on purchases in the first 3 months from account opening, equal to $750.00 in travel.
Receive a $300.00 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
You need a credit score of at least 700 (good credit) for the best Capital One credit card offers.
However, other options are available for people with lower scores.
You may need a score of 570 or higher to be approved for the Capital One Platinum Credit Card.
A score in the 580 to 669 range is a fair score, while a score of 670 to 739 is considered good.
Generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.