A credit card company can seize and take any money you owe them out of your bank account as well as any other assets as long as the credit card company has went through the proper legal means of doing so.
The credit card company would need to take you to court and sue you and win a judgement against you before they can seize and remove money from your bank account as well as garnish any wages or take any other assets you may own including your home and car.