The credit card that billionaires use is the Centurion Card from American Express and it's also called the Amex Black Card.
The American Express Centurion Card has unique benefits and is reserved for the high net worth people.
For most credit cards there's no minimum salary or minimum income.
However if you have an income of $1,000.00 or more per month then you have a higher chance of getting approved for a credit card.
You can have as many credit cards as you want or can get approved for.
There's no limit to the amount of credit cards that one can have although having too many credit cards that are not being used could hurt your credit.
It's best to have only 2 to 3 credit cards at most unless you can for sure pay all those credit cards off.
Applying for a credit card won't hurt your credit unless you apply for more than one credit card too soon.
If you apply for a credit card a hard inquiry will be put on your credit report that can lower your credit score temporarily.
And applying for too many credit cards too soon puts a lot of hard inquiries on your credit report and lowers your credit score.
The bank that gives credit card easily is HDFC Bank which has an instant approval credit card that is pretty easy to get.
Other banks that give credit cards easily are Capital One Student Credit Card, Chase Student Credit Card and also the following.
Bajaj Finserv RBL Bank super card.
Kotak 811 #Dream Different credit card.
Standard Chartered virtual credit card.
SimplySAVE SBI credit card.
The credit score that is the most important is your FICO Score because the FICO score is used in the vast majority of lending decisions so you want to have the highest FICO credit score as possible.
If your credit score is 700 or higher you can get better interest rates.
To get approved for a $5000 card or $5,000.00 credit card you will need around a 700 to 800 credit score.
However in some cases you might get approved for a credit card with a $5,000.00 credit limit with a 650 or credit score.
The banks that give credit cards with no credit history are Chase and Discover as well as Capital One bank although you can only get a student credit card and you have to be a student.
Although if you have no credit history you can still get approved for a secured credit card through Capital One, Chase and other banks.
You have to put up a deposit to secure the credit card and then it becomes your credit limit.
As you pay the credit card off you build credit and then can get a regular credit card when you have a good credit score and credit history.
A perfect credit score is a credit score of between 850 to 900 as 900 is the highest credit score.
To boost your credit score and to get your credit score above 800 be sure to pay off credit card balances in full and on time, pay other bills on time, keep credit card balances low, avoid taking out too many credit cards and loans, keep the credit utilization rates low and pay down debt.
It will take a few years to raise your credit score to above 800 if it's lower than that but you may be able to raise your credit score of above 800 within 6 months to a year if your credit score is at least 800 already.
A 900 credit score is possible as credit scores range from 300 to 900.
The 900 credit score is the highest credit score you can get.
A credit score of 800 to 850 is considered excellent and can easily get you approved for most credit cards and loans.
A 651 credit score is a good credit score although not great.
A 700 credit score is a really good credit score while a credit score of 800 is an excellent credit score.
With a 651 credit score you can get approved for some loans and credit cards but having a 700 or above credit score is better.
CreditKarma is accurate on credit scores.
CreditKarma pulls your credit scores from the same places that other credit score checking websites do and while your credit score may vary slightly from different credit score websites they should not vary much if at all.
CreditKarma has been very accurate when I've checked my credit score with them.
A good TransUnion score is a score of between 721 to 780.
An excellent TransUnion score is 800.
A good FICO score is in the range of 670 to 739.
A very good FICO score is between 740 to 799 and a FICO score of 800 and up are excellent FICO scores.
Credit scores of 670 to 739 are good credit scores and credit scores of 800 or above are excellent credit scores.
A good credit score is between 670 to 739 although 600 can also be considered a pretty good credit score.
A credit score of between 670 to 739 is considered to be a good credit score.
Below 680 is considered an average credit score and 300 or less is considered a bad credit score.
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
The Visa debit card does not build credit.
Although the Visa Debit card is a good way to use money from your bank account and spend it with a debit card.
The extra debit card does build your credit as you use it.
There's no credit check to get the Extra Debit card and as you use the Extra Debit Card it helps to build your credit so that you can get approved for loans, auto loans, credit cards etc.
Extra is the first debit card that builds credit and earns rewards points just like a credit card.
The Extra card is best if you want to try to rehabilitate your credit score without worrying about adding on to your debt or getting a credit check during the sign up process.
This type of credit card works similarly to a debit card in that you only have access to the money you put into it.
You can also use a secured credit card to help you build credit.
With a secured credit card you put up a deposit for the credit card balance and then the deposit becomes your credit limit.
You then use the secured credit card like a normal credit card and then pay the bills and as you pay back the credit card your credit gets built up.
A great credit score is 800 and up while a good credit score is around 670 to 739.
The higher your credit score the easier it will be to get loans, credit cards, better insurance rates etc.
Although credit score ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.