Can you apply for a Chase credit card over the phone?

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asked Oct 28, 2022 in Credit by farsrfun (5,200 points)
Can you apply for a Chase credit card over the phone?

2 Answers

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answered Oct 29, 2022 by J8bdiber (4,840 points)
You cannot apply for a Chase credit card over the phone but you can apply for a Chase credit card online or through an application at a Chase Bank.

The credit score that Chase looks at when you apply for credit cards or other loans through Chase bank are through Experian and TransUnion as well as Equifax for some cards in certain states.

Chase looks primarily at your Experian credit score though.

Chase does offer pre approval although you can still be denied a credit card approval even with pre approval for the credit card.

When you've been pre-approved for a credit card offer, this means that you've been prescreened based on specific criteria, including your credit and payment history.

You can apply for 2 Chase credit cards in a day although it's best to apply for one Chase credit card or one Credit card in a day.

Chase Freedom most likely denied you due to poor credit, not enough income or because of too many credit card application inquiries on your credit report.

Chase Freedom Credit Card requires a minimum credit score of 700 although the higher your credit score the better chance you have at getting approved for the Chase Freedom Credit Card.

Visa cards such as Visa credit cards are better than MasterCard credit cards although they both are widely accepted around the world and online.

For most people though it does not really matter whether they get a MasterCard or VISA credit card.

VISA cards have a higher market share and more transactions around the world than MasterCard.

You can get a credit card with a 700 credit score although you won't get approved for platinum rewards credit cards but most credit cards are approved for people with a 700 credit score as long as they meet the income requirements to pay it back.

A 700 credit score falls into the good range which means that you can expect low rates on credit cards and loans.

800 is a good credit score and in fact 800 is considered to be an excellent credit score.

710 to 750 is a good credit score and 800 or above is an excellent credit score.

A good credit score to buy a house and get approved for a home mortgage is a credit score of 760 or above although you can usually get a mortgage with a credit score of 620 which is the minimum credit score to buy a house.

You can buy a house with a 726 credit score as long as you meet the income requirements.

You can most often be approved for a mortgage to buy a house with a credit score of 620 which is the minimum credit score to buy a house and get approved for a mortgage.

If you have a credit score of 760 or above then you will more easily get approved for a mortgage and also pay less interest on the mortgage.

A good FICO score is in the range of 670 to 739.

A very good FICO score is between 740 to 799 and a FICO score of 800 and up are excellent FICO scores.

Credit scores of 670 to 739 are good credit scores and credit scores of 800 or above are excellent credit scores.

A good credit score is between 670 to 739 although 600 can also be considered a pretty good credit score.

A credit score of between 670 to 739 is considered to be a good credit score.

Below 680 is considered an average credit score and 300 or less is considered a bad credit score.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

The Visa debit card does not build credit.

Although the Visa Debit card is a good way to use money from your bank account and spend it with a debit card.

The extra debit card does build your credit as you use it.

There's no credit check to get the Extra Debit card and as you use the Extra Debit Card it helps to build your credit so that you can get approved for loans, auto loans, credit cards etc.

Extra is the first debit card that builds credit and earns rewards points just like a credit card.

The Extra card is best if you want to try to rehabilitate your credit score without worrying about adding on to your debt or getting a credit check during the sign up process.

This type of credit card works similarly to a debit card in that you only have access to the money you put into it.

You can also use a secured credit card to help you build credit.

With a secured credit card you put up a deposit for the credit card balance and then the deposit becomes your credit limit.

You then use the secured credit card like a normal credit card and then pay the bills and as you pay back the credit card your credit gets built up.

A great credit score is 800 and up while a good credit score is around 670 to 739.

The higher your credit score the easier it will be to get loans, credit cards, better insurance rates etc.

Although credit score ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
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answered Nov 20, 2022 by Vapirusky (41,180 points)
To apply for a Chase Credit card it must be done online or through an application from the Chase Bank Branch.

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