To be honest, I'm a bit not a fan of this kind of investment, because I don't like to wait for a long time. And alchemy pay is an option for a long-term investment. You can read the analysis of this project here https://blockchainreporter.net/alchemy-pay-price-prediction-what-is-the-future-potential-of-ach/. It is well described there what this project is, what the predictions are and why it is so. Then you can make a decision for yourself when you check the pros and cons. In general, the price prediction is quite optimistic for the next few years. So this investment has a place, if you're not as impatient as I am.