Сredit report

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asked Sep 24 in Credit by Omeres (3,040 points)
Which company can provide me with a credit report?

2 Answers

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answered Sep 24 by Egsbendict (4,340 points)
There are several different companies that can provide you with your credit report.

A few companies I use to check my credit report and credit score are.

Creditkarma.com

Equifax.com

Freecreditreport.com

There's also experian.com

And transunion.com

It's good to use a few different credit report websites to check your credit score as sometimes the credit score can vary from place to place.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

It's recommended you have a credit score of 620 or higher when you apply for a conventional loan.

If your score is below 620, lenders either won't be able to approve your loan or may be required to offer you a higher interest rate, which can result in higher monthly payments.
0 votes
answered Sep 25 by Gafd (2,860 points)

Hey there! Experian Credit Bureau offers complete information about your credit report. They provide insights and advice to help improve your creditworthiness and what is negatively impacting your credit score. And if you have any questions, you can find the experian phone number and call them, and they will always help you solve them. Many of the company's clients, following their ideas and suggestions, were able to restore and improve their credit rating.

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