How soon can I cancel Amazon credit card?

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asked Jul 19 in Credit by serakse (1,110 points)
How soon can I cancel Amazon credit card?

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answered Jul 24 by SgtOddball (5,700 points)
You can cancel the Amazon Credit Card as soon as you get it.

However if you get approved for the Amazon Credit Card it's best to keep it for a year or longer and use it some to help build and establish credit.

The Amazon Prime Credit Card is metal and made of titanium.

Amazon Credit is offered through the Amazon Credit card which takes between 7 to 10 days to get although it may take as long as 14 days.

Once approved for the card, you'll be able to access the card from your Amazon account and use it to cover purchases there.

(You'll have to wait for the physical card to show up to use it on other purchases.)

Amazon Prime membership for seniors is $6.99/month if they are currently enrolled in qualifying government assistance programs such as TANF, SNAP, Medicaid, SSI, and others.

The Amazon store card does not have an annual fee.

The Amazon.com Store Card interest rate is 26.74% (V).

The Amazon.com Store Card also offers new cardholders an introductory interest rate of 0% for 6 - 24 months on purchases.

You can use your Amazon credit card for gas or any other purchase at any store as long as it's a Visa or Mastercard credit card.

The benefits of having an Amazon Prime Credit Card include 5 percent back on purchases you make on Amazon and at Whole Foods, as well as 2 percent back at restaurants, gas stations and qualifying drug stores, plus 1 percent on all other purchases.

Amazon Credit Cards that are Visa or Mastercard can be used anywhere that accepts Visa or Mastercard credit cards.

After applying for and getting approved fro the Amazon Credit Card it takes between 7 to 14 days to get the Amazon Credit Card in the mail.

You can use your Amazon credit card at Walmart or any other stores whether online or in stores as it's like a regular credit card if it says Visa or Mastercard on it.

You do get a physical Amazon Credit Card and the Amazon Visa Credit Card can be used anywhere that accepts Visa Credit cards whether online or in stores.

The Amazon Visa Rewards Credit card is with Chase while the Amazon Mastercard is with Synchrony Bank.

Amazon Rewards Visa Signature credit cards are issued by JPMorgan Chase Bank.

It is hard to get an Amazon Mastercard as you need at least a 700 credit score or higher and have a very good income.

If you're low income then you won't get approved for an Amazon Mastercard even with great credit.

For the Amazon Mastercard you have to have a good steady income and be at least 18 years of age or older.

Applying for a credit card does hurt your credit.

When you apply for a credit card your credit will be checked which means a hard inquiry will be pulled on your credit.

That hard inquiry lowers your credit score by 5 to 10 points but eventually after a year or so it no longer affects your credit.

The more hard inquiries that are put on your credit the lower your score will be.

So if you apply for too many credit cards or loans then your credit score can be harmed.

A good credit score is between 670 to 739 although 600 can also be considered a pretty good credit score.

A credit score of between 670 to 739 is considered to be a good credit score.

Below 680 is considered an average credit score and 300 or less is considered a bad credit score.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

The Visa debit card does not build credit.

Although the Visa Debit card is a good way to use money from your bank account and spend it with a debit card.

The extra debit card does build your credit as you use it.

There's no credit check to get the Extra Debit card and as you use the Extra Debit Card it helps to build your credit so that you can get approved for loans, auto loans, credit cards etc.

Extra is the first debit card that builds credit and earns rewards points just like a credit card.

The Extra card is best if you want to try to rehabilitate your credit score without worrying about adding on to your debt or getting a credit check during the sign up process.

This type of credit card works similarly to a debit card in that you only have access to the money you put into it.

You can also use a secured credit card to help you build credit.

With a secured credit card you put up a deposit for the credit card balance and then the deposit becomes your credit limit.

You then use the secured credit card like a normal credit card and then pay the bills and as you pay back the credit card your credit gets built up.

A great credit score is 800 and up while a good credit score is around 670 to 739.

The higher your credit score the easier it will be to get loans, credit cards, better insurance rates etc.

Although credit score ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

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