If you get caught driving without a drivers license you may either be cited and have to have someone come get the vehicle or have it towed.
You also may get arrested if you're caught without a drivers license although sometimes you may just get a fine.
As for a suspended drivers license you will get arrested and taken to jail for driving on the suspended drivers license and your vehicle will be towed.
If you get in an accident without car insurance then you may get your license and registration suspended and will likely be taken to court and sued by the person you hit for the damages.
If you are in a car accident and found to be driving without valid insurance, every state will impose a fine of hundreds or even thousands of dollars.
If someone hits you with their car, their insurance (specifically their liability coverage) will pay for the damage to you and your car.
You can file a third-party claim directly to the other party's insurance company and their insurance will deal with making a settlement.
But if you live in a state where insurance is required, you may still face consequences for driving without insurance.
You can sometimes insure a car without a driver's license.
Some auto insurance companies may require at least a licensed driver to be listed on the policy but you don't have to have a license to register and insure a car in most places.
It's usually up to the individual insurance company on whether or not they'll insure your vehicle without a drivers license.
You can list yourself as an excluded driver as well.
Someone else can drive your car as long as you have insurance on the car and as long as the driver as a drivers license.
The driver of the car does not have to have insurance themselves to drive your car and they should be covered under your car insurance policy.
As long as the insurance and registration papers are in your vehicle when the driver drives it they can legally drive your car as long as you give them permission.
Most car insurance policies will cover drivers you've listed on the policy, or anyone whom you give permission to drive your car.
This means that your car insurance will likely cover another driver in the event of an accident, as long as they had your permission to drive your vehicle and they have a valid drivers license.
The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it.
Driving other cars cover is usually only available on a comprehensive car insurance policy, so if you have third party (or third party, fire & theft) cover, you won't be covered to drive any other cars.
Usually, the owner of the vehicle is a “named insured” on the auto policy.
But if another person other than the owner is willing to pay for auto coverage for your car, most insurance companies will allow it.
If someone takes your car without your permission or you drive someone else's car without permission and get into an accident then the insured cars policy will typically not cover the accident.
As long as you have permission to drive the insured car then the insurance will most often cover you in the event of an accident.