Does solar panels affect your house insurance?

0 votes
asked Jun 22, 2022 in Green Living by callfromme (11,030 points)
Does solar panels affect your house insurance?

1 Answer

0 votes
answered Jun 22, 2022 by LynnTerry (15,440 points)
Solar panels don't always affect your house insurance unless you want to increase your insurance coverage to cover the cost of the replacement of the solar panels and system should you need too in case something happens to them.

Simply installing the solar panels on your house or near your house won't and should not change or affect your house or homeowners insurance.

PV on a meter box means Photovoltaic which means that the meter is connected with solar panels and usually has solar power feeding backwards into the power grid depending on how it's set up.

Sometimes solar panels are set up to where they will feed excess solar energy back through the meter and then the customer of the electric utility gets credited.

PV on a solar charger stands for Photovoltaic.

Photovoltaics is the conversion of light into electricity using semiconducting materials that exhibit the photovoltaic effect, a phenomenon studied in physics, photochemistry, and electrochemistry.

The photovoltaic effect is commercially utilized for electricity generation and as photosensors.

Another name for a solar panel is photovoltaic cell or solar collector.

A photovoltaic cell (PV cell) is a specialized semiconductor diode that converts visible light into direct current (DC).

Some PV cells can also convert infrared (IR) or ultraviolet (UV) radiation into DC electricity.

Most solar panels last between 20 to 25 years before they need replaced.

Some solar panels may even last as long as 30 years but the average lifespan of a solar panel is 20 to 25 years which is pretty good.

Solar panels are a good investment especially in areas where electric rates are high.

Although you need to purchase the solar panels, batteries and inverters they are a good investment and can save you money on your electric bill.

Also when the power is out such as due to a storm etc you can still have electricity as long as the sun is shining and you have enough charge in your batteries.

To run a house off of solar panels you would need between 20 to 24 solar panels.

However smaller houses with less electricity usage may get by with around 10 to 15 solar panels but it's always good to have more solar panels than needed to provide you with plenty of electricity.

Solar and wind power can power at least 85 percent of Americas energy needs.

However there's not enough solar or wind power available to provide all of America with electricity so we still need some coal, natural gas, nuclear power plants etc to provide some of the electricity that we use.

The amount of solar panels it would take to power the entire united states is at least 7.85 billion solar panels and those solar panels would need to provide at least 350 watts each per hour.

Solar's abundance and potential throughout the United States is staggering: PV panels on just 22,000 square miles of the nation's total land area about the size of Lake Michigan could supply enough electricity to power the entire United States.

The amount of solar panels that would be needed to power the world is at least 51.4 billion 350 W solar panels.

With countries racing to end their reliance on the fossil fuels that cause climate change, it's a boom time for renewable energy.

Now, an international team of researchers has determined that if every available rooftop was equipped with solar panels, they could generate enough electricity to power the world.

Solar panels do work some when the weather is cloudy although the solar panels charge slower when it's cloudy out.

Solar Panels work best when the sun is shining really bright.

In the hot summer sun the solar panels produce the most power.

You can even power window air conditioners with solar panels if you have enough solar power and a big enough inverter and battery bank setup.

Solar Panels do work still when it's cloudy out.

Although when it's cloudy outside and the sun is not shining enough the solar panels may charge the batteries a bit slower than the would if it were sunny out.

Solar Panels work best when it's sunny outside and you get more power and charge from sunny days than you do on cloudy days.

But even when it's cloudy outside your solar panels will work to charge your solar panel batteries and provide you with some power.

Solar Panels will work with either direct or indirect sunlight to generate power.

Solar Panels are most effective when you have direct sunlight but they also are still pretty effective when the light is reflected or partially blocked by clouds.

98,443 questions

94,727 answers

1,269 comments

6,992,464 users

...