The score that auto loans use to determine if you will be approved for an auto loan is your credit score as well as your FICO Auto Score 8.
Consequently, when lenders check your FICO credit score, whether based on credit report data from Equifax, Experian, or TransUnion, they will likely use the FICO 8 scoring model.
FICO 8 scores range between 300 and 850.
A FICO score of at least 700 is considered a good score.
Most auto lenders use FICO Auto Score 8, as the most widespread, or FICO Auto Score 9.
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual.
A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
It's the most recent and used by all three bureaus.
The base FICO® Scores range from 300 to 850, and FICO defines the "good" range as 670 to 739.
FICO®'s industry-specific credit scores have a different range—250 to 900.
However, the middle categories have the same groupings and a "good" industry-specific FICO® Score is still 670 to 739.
Basically, "credit score" and "FICO® score" are all referring to the same thing.
A FICO® score is a type of credit scoring model.
While different reporting agencies may weigh factors slightly differently, they are all essentially measuring the same thing.