How can I avoid paying medical bills?

+1 vote
asked Jun 13, 2022 in Law & Legal by connection888 (570 points)
How can I avoid paying medical bills?

1 Answer

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answered Jun 18, 2022 by BEngle (2,140 points)
To avoid paying medical bills look into seeing if you can get medical bill debt forgiveness.

Sometimes you may qualify for medical bill debt forgiveness which can wipe out your medical bill debt.

If you owe money to a hospital or healthcare provider, you may qualify for medical bill debt forgiveness.

Eligibility for medical debt forgiveness is typically based on income, family size, and other factors.

Ask about debt forgiveness even if you think your income is too high to qualify.

Also if you can even pay some amount on the medical bill it's better than not paying anything.

When a medical debt goes unpaid, the health care provider can assign it to a debt collection agency.

In a worst-case scenario, you could be sued for unpaid medical bills.

If you were to lose the case, a creditor or debt collector could then take action to levy your bank account or garnish your wages as payment.

But there is no law for a minimum monthly payment on medical bills.

If that were true, hardly anyone would need to file bankruptcy for medical debts.

The truth is that the medical provider can sue or turn you over to collections if they are not satisfied with the amount that you are sending in.

Most healthcare providers do not report to the three nationwide credit bureaus (Equifax, Experian and TransUnion), which means most medical debt is not typically included on credit reports and does not generally factor into credit scores.

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