How long does your report stay on chexsystems?

Question

How long does your information stay with chexsystems?

I had a checking account closed 4 years ago due to overdraft's. I haven't been able to get a new checking account yet due to this chexsystem report?

How long does chexsystems keep your information on file and how long will I have to wait before I can open a new checking account?

Answer 1

The report on chexsystems stays on file for 5 years so since it's been 4 years already you only need to wait another year before your report is removed from the chexsystems file.